{"id":30,"date":"2023-08-26T10:27:20","date_gmt":"2023-08-26T10:27:20","guid":{"rendered":"https:\/\/www.phoeniks-hannover.net\/?page_id=30"},"modified":"2026-01-18T14:38:36","modified_gmt":"2026-01-18T14:38:36","slug":"30-2","status":"publish","type":"page","link":"https:\/\/www.phoeniks-hannover.net\/","title":{"rendered":"Phoeniks"},"content":{"rendered":"\n    \n    <section class=\"u-clearfix u-custom-color-1 u-section-2\" id=\"sec-e3ab\">\n      <div class=\"u-clearfix u-sheet u-sheet-1\"><\/div>\n    <\/section>\n    <section class=\"u-clearfix u-image u-shading u-section-3\" id=\"carousel_42dc\" data-image-width=\"1920\" data-image-height=\"1280\" style=\"background-image: linear-gradient(0deg, rgba(0, 0, 0, 0.05), rgba(0, 0, 0, 0.05)), url(&quot;https:\/\/www.phoeniks-hannover.net\/wp-content\/uploads\/2023\/08\/fotolia_76227412_l.jpg&quot;);\">\n      <div class=\"u-clearfix u-sheet u-sheet-1\">\n        <div class=\"u-expanded-width u-list u-list-1\">\n          <div class=\"u-repeater u-repeater-1\">\n            <div class=\"u-align-left u-container-align-left u-container-style u-list-item u-opacity u-opacity-75 u-radius-20 u-repeater-item u-shape-round u-white u-list-item-1\" data-animation-name=\"customAnimationIn\" data-animation-duration=\"1500\">\n              <div class=\"u-container-layout u-similar-container u-container-layout-1\"><span class=\"u-file-icon u-icon u-icon-1\" data-animation-name=\"customAnimationIn\" data-animation-duration=\"1000\" data-animation-delay=\"750\"><img decoding=\"async\" src=\"https:\/\/www.phoeniks-hannover.net\/wp-content\/uploads\/2023\/08\/6368431.png\" alt=\"\"><\/span>\n                <h4 class=\"u-custom-font u-font-roboto-condensed u-text u-text-1\"> Soziale&nbsp;<br>Schuldnerberatung&nbsp;<br>in Hannover\n                <\/h4>\n              <\/div>\n            <\/div>\n            <div class=\"u-align-left u-container-align-left u-container-style u-list-item u-opacity u-opacity-75 u-radius-20 u-repeater-item u-shape-round u-white u-list-item-2\" data-animation-name=\"customAnimationIn\" data-animation-duration=\"1500\">\n              <div class=\"u-container-layout u-similar-container u-container-layout-2\"><span class=\"u-file-icon u-icon u-icon-2\" data-animation-name=\"customAnimationIn\" data-animation-duration=\"1000\" data-animation-delay=\"750\"><img decoding=\"async\" src=\"https:\/\/www.phoeniks-hannover.net\/wp-content\/uploads\/2023\/08\/6368431-1.png\" alt=\"\"><\/span>\n                <h4 class=\"u-custom-font u-font-roboto-condensed u-text u-text-2\"> Unsere Schuldnerberatungsstelle ist i.S.d. \u00a7 305&nbsp;Abs. 1 S. 1 InsO vom Nds. Landesamt f\u00fcr Soziales, Jugend&nbsp;und Familie als geeignete Stelle anerkannt.<\/h4>\n              <\/div>\n            <\/div>\n            <div class=\"u-align-left u-container-align-left u-container-style u-list-item u-opacity u-opacity-75 u-radius-20 u-repeater-item u-shape-round u-white u-list-item-3\" data-animation-name=\"customAnimationIn\" data-animation-duration=\"1500\">\n              <div class=\"u-container-layout u-similar-container u-container-layout-3\"><span class=\"u-file-icon u-icon u-icon-3\" data-animation-name=\"customAnimationIn\" data-animation-duration=\"1000\" data-animation-delay=\"750\"><img decoding=\"async\" src=\"https:\/\/www.phoeniks-hannover.net\/wp-content\/uploads\/2023\/08\/6368431-2.png\" alt=\"\"><\/span>\n                <h4 class=\"u-custom-font u-font-roboto-condensed u-text u-text-3\"> Mitglied im&nbsp;<br>\n                  <a href=\"http:\/\/www.fsb-bremen.de\/\" class=\"u-active-none u-border-none u-btn u-button-link u-button-style u-hover-none u-none u-text-custom-color-1 u-btn-1\">FSB - Fachzentrum Schuldenberatung im Lande Bremen e.V.<\/a>\n                <\/h4>\n              <\/div>\n            <\/div>\n            <div class=\"u-align-left u-container-align-left u-container-style u-list-item u-opacity u-opacity-75 u-radius-20 u-repeater-item u-shape-round u-white u-list-item-4\" data-animation-name=\"customAnimationIn\" data-animation-duration=\"1500\">\n              <div class=\"u-container-layout u-similar-container u-container-layout-4\"><span class=\"u-file-icon u-icon u-icon-4\" data-animation-name=\"customAnimationIn\" data-animation-duration=\"1000\" data-animation-delay=\"750\"><img decoding=\"async\" src=\"https:\/\/www.phoeniks-hannover.net\/wp-content\/uploads\/2023\/08\/6368431-3.png\" alt=\"\"><\/span>\n                <h4 class=\"u-custom-font u-font-roboto-condensed u-text u-text-4\"> Mitglied in der<br>\n                  <a href=\"https:\/\/www.bag-sb.de\/\" class=\"u-active-none u-border-none u-btn u-button-link u-button-style u-hover-none u-none u-text-custom-color-1 u-btn-2\">Bundesarbeitsgemeinschaft Schuldnerberatung e.V.<\/a>\n                <\/h4>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/section>\n    <section class=\"u-clearfix u-grey-5 u-section-4\" id=\"carousel_a382\">\n      <div class=\"u-clearfix u-sheet u-sheet-1\">\n        <h2 class=\"u-text u-text-default u-text-1\">\u00fcber uns<\/h2>\n        <div class=\"u-accordion u-collapsed-by-default u-expanded-width u-accordion-1\" role=\"tablist\">\n          <div class=\"u-accordion-item\">\n            <a class=\"u-accordion-link u-button-style u-text-custom-color-1 u-accordion-link-1\" id=\"link-accordion-2b95\" aria-controls=\"accordion-2b95\" aria-selected=\"false\" role=\"tab\"><span class=\"u-accordion-link-text\"> Der Verein&nbsp;<\/span><span class=\"u-accordion-link-icon u-active-grey-5 u-custom-color-1 u-icon u-icon-rounded u-text-white u-icon-1\"><svg class=\"u-svg-link\" preserveAspectRatio=\"xMidYMin slice\" viewBox=\"0 0 16 16\" style=\"\"><use xlink:href=\"#svg-25a9\"><\/use><\/svg><svg class=\"u-svg-content\" viewBox=\"0 0 16 16\" x=\"0px\" y=\"0px\" id=\"svg-25a9\"><path d=\"M8,10.7L1.6,5.3c-0.4-0.4-1-0.4-1.3,0c-0.4,0.4-0.4,0.9,0,1.3l7.2,6.1c0.1,0.1,0.4,0.2,0.6,0.2s0.4-0.1,0.6-0.2l7.1-6\n\tc0.4-0.4,0.4-0.9,0-1.3c-0.4-0.4-1-0.4-1.3,0L8,10.7z\"><\/path><\/svg><\/span>\n            <\/a>\n            <div class=\"u-accordion-pane u-container-style u-white u-accordion-pane-1\" id=\"accordion-2b95\" aria-labelledby=\"link-accordion-2b95\" role=\"tabpanel\">\n              <div class=\"u-container-layout u-container-layout-1\">\n                <p class=\"u-text u-text-default u-text-2\"> Ph\u00f6niks Schuldnerberatung e.V. wurde als gemeinn\u00fctziger Verein im Jahre 2003 gegr\u00fcndet.<br>Das Team der Beraterinnen setzt sich zusammen aus einer Sozialp\u00e4dagogin, einer Juristin und einer Bankkauffrau.<br>Falls notwendig sind einzelne unserer MitarbeiterInnen in der Lage, russisch und arabisch zu \u00fcbersetzen.\n                <\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"u-accordion-item\">\n            <a class=\"u-accordion-link u-button-style u-text-custom-color-1 u-accordion-link-2\" id=\"link-accordion-02ba\" aria-controls=\"accordion-02ba\" aria-selected=\"false\" role=\"tab\"><span class=\"u-accordion-link-text\"> Wem k\u00f6nnen wir helfen<\/span><span class=\"u-accordion-link-icon u-active-grey-5 u-custom-color-1 u-icon u-icon-rounded u-text-white u-icon-2\"><svg class=\"u-svg-link\" preserveAspectRatio=\"xMidYMin slice\" viewBox=\"0 0 16 16\" style=\"\"><use xlink:href=\"#svg-ea4e\"><\/use><\/svg><svg class=\"u-svg-content\" viewBox=\"0 0 16 16\" x=\"0px\" y=\"0px\" id=\"svg-ea4e\"><path d=\"M8,10.7L1.6,5.3c-0.4-0.4-1-0.4-1.3,0c-0.4,0.4-0.4,0.9,0,1.3l7.2,6.1c0.1,0.1,0.4,0.2,0.6,0.2s0.4-0.1,0.6-0.2l7.1-6\n\tc0.4-0.4,0.4-0.9,0-1.3c-0.4-0.4-1-0.4-1.3,0L8,10.7z\"><\/path><\/svg><\/span>\n            <\/a>\n            <div class=\"u-accordion-pane u-container-style u-white u-accordion-pane-2\" id=\"accordion-02ba\" aria-labelledby=\"link-accordion-02ba\" role=\"tabpanel\">\n              <div class=\"u-container-layout u-container-layout-2\">\n                <p class=\"u-text u-text-default u-text-3\"> Wir beraten Menschen, die durch die soziale und wirtschaftliche Lage in existentielle Not geraten sind, die bereits \u00fcberschuldet sind oder denen eine \u00dcberschuldung droht, wie z.B. \u00fcberschuldete Rentner, ALG II-, ALG I-Empf\u00e4nger,Geringverdiener, Selbstst\u00e4ndige, Haus-und Wohnungsbesitzer. Einbezogen sind auch ehemals Selbstst\u00e4ndige, die entsprechend \u00a7 304 InsO in den Anwendungsbereich der Verbraucherinsolvenz fallen.Die Voraussetzungen werden vorab gekl\u00e4rt.<br>\n                  <br>Die Kosten werden bei vorliegenden Voraussetzungen vom Land Nds. oder der Region Hannover getragen.&nbsp;\n                <\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"u-accordion-item\">\n            <a class=\"u-accordion-link u-button-style u-text-custom-color-1 u-accordion-link-3\" id=\"link-accordion-96a5\" aria-controls=\"accordion-96a5\" aria-selected=\"false\" role=\"tab\"><span class=\"u-accordion-link-text\"> Wie k\u00f6nnen wir helfen<\/span><span class=\"u-accordion-link-icon u-active-grey-5 u-custom-color-1 u-icon u-icon-rounded u-text-white u-icon-3\"><svg class=\"u-svg-link\" preserveAspectRatio=\"xMidYMin slice\" viewBox=\"0 0 16 16\" style=\"\"><use xlink:href=\"#svg-a856\"><\/use><\/svg><svg class=\"u-svg-content\" viewBox=\"0 0 16 16\" x=\"0px\" y=\"0px\" id=\"svg-a856\"><path d=\"M8,10.7L1.6,5.3c-0.4-0.4-1-0.4-1.3,0c-0.4,0.4-0.4,0.9,0,1.3l7.2,6.1c0.1,0.1,0.4,0.2,0.6,0.2s0.4-0.1,0.6-0.2l7.1-6\n\tc0.4-0.4,0.4-0.9,0-1.3c-0.4-0.4-1-0.4-1.3,0L8,10.7z\"><\/path><\/svg><\/span>\n            <\/a>\n            <div class=\"u-accordion-pane u-container-style u-white u-accordion-pane-3\" id=\"accordion-96a5\" aria-labelledby=\"link-accordion-96a5\" role=\"tabpanel\">\n              <div class=\"u-container-layout u-container-layout-3\">\n                <p class=\"u-text u-text-default u-text-4\"> Wir stellen Ihren individuellen Hilfebedarf fest. Gemeinsam mit Ihnen erarbeiten wir auf Ihre pers\u00f6nliche Situation abgestimmte L\u00f6sungswege.&nbsp;<br>\n                  <br>Wir zeigen \u00fcberschuldeten Menschen, auch in scheinbar ausweglosen Situationen, wieder neue Perspektiven f\u00fcr ihre Zukunft und unterst\u00fctzen sie bei der Umsetzung.<br>\n                  <br>Voraussetzung f\u00fcr einen gelingenden Hilfeprozess ist, dass die Ratsuchenden bereit sind, aktiv an der L\u00f6sung ihrer Probleme mitzuarbeiten.\n                <\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/section>\n    <section class=\"u-clearfix u-grey-5 u-section-5\" id=\"carousel_4e53\">\n      <div class=\"u-clearfix u-sheet u-sheet-1\">\n        <h2 class=\"u-text u-text-default u-text-1\"> DAS TEAM<\/h2>\n        <div class=\"u-accordion u-collapsed-by-default u-expanded-width u-accordion-1\" role=\"tablist\">\n          <div class=\"u-accordion-item u-accordion-item-1\">\n            <a class=\"u-accordion-link u-button-style u-text-custom-color-1 u-accordion-link-1\" id=\"link-accordion-2b95\" aria-controls=\"accordion-2b95\" aria-selected=\"false\" role=\"tab\"><span class=\"u-accordion-link-text\"> Iris W\u00fcrdemann<\/span><span class=\"u-accordion-link-icon u-active-grey-5 u-custom-color-1 u-icon u-icon-rounded u-text-white u-icon-1\"><svg class=\"u-svg-link\" preserveAspectRatio=\"xMidYMin slice\" viewBox=\"0 0 16 16\" style=\"\"><use xlink:href=\"#svg-25a9\"><\/use><\/svg><svg class=\"u-svg-content\" viewBox=\"0 0 16 16\" x=\"0px\" y=\"0px\" id=\"svg-25a9\"><path d=\"M8,10.7L1.6,5.3c-0.4-0.4-1-0.4-1.3,0c-0.4,0.4-0.4,0.9,0,1.3l7.2,6.1c0.1,0.1,0.4,0.2,0.6,0.2s0.4-0.1,0.6-0.2l7.1-6\n\tc0.4-0.4,0.4-0.9,0-1.3c-0.4-0.4-1-0.4-1.3,0L8,10.7z\"><\/path><\/svg><\/span>\n            <\/a>\n            <div class=\"u-accordion-pane u-container-style u-white u-accordion-pane-1\" id=\"accordion-2b95\" aria-labelledby=\"link-accordion-2b95\" role=\"tabpanel\">\n              <div class=\"u-container-layout u-valign-top u-container-layout-1\">\n                <img decoding=\"async\" class=\"u-image u-image-default u-image-1\" src=\"https:\/\/www.phoeniks-hannover.net\/wp-content\/uploads\/2023\/08\/WhatsApp_Image_2021-07-28_at_08.34.27__3_-removebg-preview.png\" alt=\"\" data-image-width=\"375\" data-image-height=\"666\">\n                <p class=\"u-text u-text-2\"> Volljuristin; 1. Vorsitzende des Vereins; Leiterin der Gesch\u00e4ftsstelle Hannover; Mediatorin<br>\n                  <br>E-Mail:&nbsp;<br>\n                  <a href=\"mailto:wuerdemann@phoeniks-hannover.net\" class=\"u-active-none u-border-none u-btn u-button-link u-button-style u-hover-none u-none u-text-custom-color-1 u-btn-1\">wuerdemann@phoeniks-hannover.net<\/a>\n                <\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"u-accordion-item u-accordion-item-2\">\n            <a class=\"u-accordion-link u-button-style u-text-custom-color-1 u-accordion-link-2\" id=\"link-accordion-2b95\" aria-controls=\"accordion-2b95\" aria-selected=\"false\" role=\"tab\"><span class=\"u-accordion-link-text\"> Gabi Pru\u00df<\/span><span class=\"u-accordion-link-icon u-active-grey-5 u-custom-color-1 u-icon u-icon-rounded u-text-white u-icon-2\"><svg class=\"u-svg-link\" preserveAspectRatio=\"xMidYMin slice\" viewBox=\"0 0 16 16\" style=\"\"><use xlink:href=\"#svg-be79\"><\/use><\/svg><svg class=\"u-svg-content\" viewBox=\"0 0 16 16\" x=\"0px\" y=\"0px\" id=\"svg-be79\"><path d=\"M8,10.7L1.6,5.3c-0.4-0.4-1-0.4-1.3,0c-0.4,0.4-0.4,0.9,0,1.3l7.2,6.1c0.1,0.1,0.4,0.2,0.6,0.2s0.4-0.1,0.6-0.2l7.1-6\n\tc0.4-0.4,0.4-0.9,0-1.3c-0.4-0.4-1-0.4-1.3,0L8,10.7z\"><\/path><\/svg><\/span>\n            <\/a>\n            <div class=\"u-accordion-pane u-container-style u-white u-accordion-pane-2\" id=\"accordion-2b95\" aria-labelledby=\"link-accordion-2b95\" role=\"tabpanel\">\n              <div class=\"u-container-layout u-valign-top u-container-layout-2\">\n                <img decoding=\"async\" class=\"u-image u-image-default u-image-2\" src=\"https:\/\/www.phoeniks-hannover.net\/wp-content\/uploads\/2023\/08\/Gabi-removebg-preview.png\" alt=\"\" data-image-width=\"375\" data-image-height=\"666\">\n                <p class=\"u-text u-text-3\"> Bankkauffrau; Beraterin<br>\n                  <br>E-Mail:&nbsp;<br>\n                  <a href=\"mailto:pruss@phoeniks-hannover.net\" class=\"u-active-none u-border-none u-btn u-button-link u-button-style u-hover-none u-none u-text-custom-color-1 u-btn-2\">pruss@phoeniks-hannover.net<\/a>\n                <\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"u-accordion-item u-accordion-item-3\">\n            <a class=\"u-accordion-link u-button-style u-text-custom-color-1 u-accordion-link-3\" id=\"link-accordion-2b95\" aria-controls=\"accordion-2b95\" aria-selected=\"false\" role=\"tab\"><span class=\"u-accordion-link-text\"> Elena Agel<\/span><span class=\"u-accordion-link-icon u-active-grey-5 u-custom-color-1 u-icon u-icon-rounded u-text-white u-icon-3\"><svg class=\"u-svg-link\" preserveAspectRatio=\"xMidYMin slice\" viewBox=\"0 0 16 16\" style=\"\"><use xlink:href=\"#svg-10d0\"><\/use><\/svg><svg class=\"u-svg-content\" viewBox=\"0 0 16 16\" x=\"0px\" y=\"0px\" id=\"svg-10d0\"><path d=\"M8,10.7L1.6,5.3c-0.4-0.4-1-0.4-1.3,0c-0.4,0.4-0.4,0.9,0,1.3l7.2,6.1c0.1,0.1,0.4,0.2,0.6,0.2s0.4-0.1,0.6-0.2l7.1-6\n\tc0.4-0.4,0.4-0.9,0-1.3c-0.4-0.4-1-0.4-1.3,0L8,10.7z\"><\/path><\/svg><\/span>\n            <\/a>\n            <div class=\"u-accordion-pane u-container-style u-white u-accordion-pane-3\" id=\"accordion-2b95\" aria-labelledby=\"link-accordion-2b95\" role=\"tabpanel\">\n              <div class=\"u-container-layout u-valign-top u-container-layout-3\">\n                <img decoding=\"async\" class=\"u-image u-image-default u-image-3\" src=\"https:\/\/www.phoeniks-hannover.net\/wp-content\/uploads\/2023\/08\/IMG_2940-removebg-preview-removebg-preview.png\" alt=\"\" data-image-width=\"131\" data-image-height=\"182\">\n                <p class=\"u-text u-text-4\"> Kauffrau f\u00fcr B\u00fcrokommunikation; \u00dcbersetzerin f\u00fcr Russisch<br>\n                  <br>E-Mail:&nbsp;<br>\n                  <a href=\"mailto:agel@phoeniks-hannover.net\" class=\"u-active-none u-border-none u-btn u-button-link u-button-style u-hover-none u-none u-text-custom-color-1 u-btn-3\">agel@phoeniks-hannover.net<\/a>\n                <\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"u-accordion-item u-accordion-item-4\">\n            <a class=\"u-accordion-link u-button-style u-text-custom-color-1 u-accordion-link-4\" id=\"link-accordion-2b95\" aria-controls=\"accordion-2b95\" aria-selected=\"false\" role=\"tab\"><span class=\"u-accordion-link-text\"> Claudia Reichert<\/span><span class=\"u-accordion-link-icon u-active-grey-5 u-custom-color-1 u-icon u-icon-rounded u-text-white u-icon-4\"><svg class=\"u-svg-link\" preserveAspectRatio=\"xMidYMin slice\" viewBox=\"0 0 16 16\" style=\"\"><use xlink:href=\"#svg-8194\"><\/use><\/svg><svg class=\"u-svg-content\" viewBox=\"0 0 16 16\" x=\"0px\" y=\"0px\" id=\"svg-8194\"><path d=\"M8,10.7L1.6,5.3c-0.4-0.4-1-0.4-1.3,0c-0.4,0.4-0.4,0.9,0,1.3l7.2,6.1c0.1,0.1,0.4,0.2,0.6,0.2s0.4-0.1,0.6-0.2l7.1-6\n\tc0.4-0.4,0.4-0.9,0-1.3c-0.4-0.4-1-0.4-1.3,0L8,10.7z\"><\/path><\/svg><\/span>\n            <\/a>\n            <div class=\"u-accordion-pane u-container-style u-white u-accordion-pane-4\" id=\"accordion-2b95\" aria-labelledby=\"link-accordion-2b95\" role=\"tabpanel\">\n              <div class=\"u-container-layout u-valign-top u-container-layout-4\">\n                <img decoding=\"async\" class=\"u-image u-image-default u-image-4\" src=\"https:\/\/www.phoeniks-hannover.net\/wp-content\/uploads\/2023\/10\/Claudia_Reichert.png\" alt=\"\" data-image-width=\"498\" data-image-height=\"501\">\n                <p class=\"u-text u-text-5\"> V\u200berlagskauffrau; B\u00fcrokraft<br>\n                  <br>E-Mail:<br>\n                  <a href=\"mailto:buero@phoeniks-hannover.net\" class=\"u-active-none u-border-none u-btn u-button-link u-button-style u-hover-none u-none u-text-custom-color-1 u-btn-4\">buero@phoeniks-hannover.net<\/a>\n                <\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"u-accordion-item\">\n            <a class=\"u-accordion-link u-button-style u-text-custom-color-1 u-accordion-link-5\" id=\"link-accordion-2b95\" aria-controls=\"accordion-2b95\" aria-selected=\"false\" role=\"tab\"><span class=\"u-accordion-link-text\"> Riyadh Agel<\/span><span class=\"u-accordion-link-icon u-active-grey-5 u-custom-color-1 u-icon u-icon-rounded u-text-white u-icon-5\"><svg class=\"u-svg-link\" preserveAspectRatio=\"xMidYMin slice\" viewBox=\"0 0 16 16\" style=\"\"><use xlink:href=\"#svg-30d0\"><\/use><\/svg><svg class=\"u-svg-content\" viewBox=\"0 0 16 16\" x=\"0px\" y=\"0px\" id=\"svg-30d0\"><path d=\"M8,10.7L1.6,5.3c-0.4-0.4-1-0.4-1.3,0c-0.4,0.4-0.4,0.9,0,1.3l7.2,6.1c0.1,0.1,0.4,0.2,0.6,0.2s0.4-0.1,0.6-0.2l7.1-6\n\tc0.4-0.4,0.4-0.9,0-1.3c-0.4-0.4-1-0.4-1.3,0L8,10.7z\"><\/path><\/svg><\/span>\n            <\/a>\n            <div class=\"u-accordion-pane u-container-style u-white u-accordion-pane-5\" id=\"accordion-2b95\" aria-labelledby=\"link-accordion-2b95\" role=\"tabpanel\">\n              <div class=\"u-container-layout u-valign-top u-container-layout-5\">\n                <img decoding=\"async\" class=\"u-image u-image-default u-image-5\" src=\"https:\/\/www.phoeniks-hannover.net\/wp-content\/uploads\/2023\/08\/PICA.jpg\" alt=\"\" data-image-width=\"1200\" data-image-height=\"1200\">\n                <p class=\"u-text u-text-6\"> Teamassistenz; EDV; Webmaster; \u00dcbersetzer f\u00fcr Arabisch<br>\n                  <br>E-Mail:&nbsp;<br>\n                  <a href=\"mailto:info@phoeniks-hannover.net\" class=\"u-active-none u-border-none u-btn u-button-link u-button-style u-hover-none u-none u-text-custom-color-1 u-btn-5\">info@phoeniks-hannover.net<\/a>\n                <\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/section>\n    <section class=\"u-clearfix u-grey-5 u-section-6\" id=\"carousel_eb8f\">\n      <div class=\"u-clearfix u-sheet u-sheet-1\">\n        <h2 class=\"u-text u-text-default u-text-1\"> KONTAKT<\/h2>\n        <div class=\"u-accordion u-collapsed-by-default u-expanded-width u-accordion-1\" role=\"tablist\">\n          <div class=\"u-accordion-item\">\n            <a class=\"u-accordion-link u-button-style u-text-custom-color-1 u-accordion-link-1\" id=\"link-accordion-2b95\" aria-controls=\"accordion-2b95\" aria-selected=\"false\" role=\"tab\"><span class=\"u-accordion-link-text\"> Anschrift&nbsp;<\/span><span class=\"u-accordion-link-icon u-active-grey-5 u-custom-color-1 u-icon u-icon-rounded u-text-white u-icon-1\"><svg class=\"u-svg-link\" preserveAspectRatio=\"xMidYMin slice\" viewBox=\"0 0 16 16\" style=\"\"><use xlink:href=\"#svg-25a9\"><\/use><\/svg><svg class=\"u-svg-content\" viewBox=\"0 0 16 16\" x=\"0px\" y=\"0px\" id=\"svg-25a9\"><path d=\"M8,10.7L1.6,5.3c-0.4-0.4-1-0.4-1.3,0c-0.4,0.4-0.4,0.9,0,1.3l7.2,6.1c0.1,0.1,0.4,0.2,0.6,0.2s0.4-0.1,0.6-0.2l7.1-6\n\tc0.4-0.4,0.4-0.9,0-1.3c-0.4-0.4-1-0.4-1.3,0L8,10.7z\"><\/path><\/svg><\/span>\n            <\/a>\n            <div class=\"u-accordion-pane u-container-style u-white u-accordion-pane-1\" id=\"accordion-2b95\" aria-labelledby=\"link-accordion-2b95\" role=\"tabpanel\">\n              <div class=\"u-container-layout u-valign-top u-container-layout-1\">\n                <p class=\"u-text u-text-2\"> Ph\u00f6niks&nbsp;Schuldnerberatung e.V.<br>Berliner Allee&nbsp; 6<br>30175 Hannover<br>\n                  <br>Tel.:&nbsp;&nbsp;<a href=\"tel:05112133028\" class=\"u-active-none u-border-none u-btn u-button-link u-button-style u-hover-none u-none u-text-custom-color-1 u-btn-1\">0511-213 30 28<\/a>\n                  <br>Tel.:&nbsp;&nbsp;<a href=\"tel:05112133253\" class=\"u-active-none u-border-none u-btn u-button-link u-button-style u-hover-none u-none u-text-custom-color-1 u-btn-2\">0511-213 32 53<\/a>\n                  <br>Fax:&nbsp; <a href=\"https:\/\/\/\" class=\"u-active-none u-border-none u-btn u-button-link u-button-style u-hover-none u-none u-text-custom-color-1 u-btn-3\">0511-213 31 45<\/a>\n                  <br>\n                  <br>Sprechzeiten:<br>Mo, Di, Mi und Do: 11:00 Uhr - 16:00 Uhr<br>\n                  <br><span style=\"font-weight: 700;\">Beratungstermine nur nach vorheriger telefonischer Terminvereinbarung!<\/span>\n                <\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"u-accordion-item\">\n            <a class=\"u-accordion-link u-button-style u-text-custom-color-1 u-accordion-link-2\" id=\"link-accordion-02ba\" aria-controls=\"accordion-02ba\" aria-selected=\"false\" role=\"tab\"><span class=\"u-accordion-link-text\"> Lage und wegbeschreibung<\/span><span class=\"u-accordion-link-icon u-active-grey-5 u-custom-color-1 u-icon u-icon-rounded u-text-white u-icon-2\"><svg class=\"u-svg-link\" preserveAspectRatio=\"xMidYMin slice\" viewBox=\"0 0 16 16\" style=\"\"><use xlink:href=\"#svg-ea4e\"><\/use><\/svg><svg class=\"u-svg-content\" viewBox=\"0 0 16 16\" x=\"0px\" y=\"0px\" id=\"svg-ea4e\"><path d=\"M8,10.7L1.6,5.3c-0.4-0.4-1-0.4-1.3,0c-0.4,0.4-0.4,0.9,0,1.3l7.2,6.1c0.1,0.1,0.4,0.2,0.6,0.2s0.4-0.1,0.6-0.2l7.1-6\n\tc0.4-0.4,0.4-0.9,0-1.3c-0.4-0.4-1-0.4-1.3,0L8,10.7z\"><\/path><\/svg><\/span>\n            <\/a>\n            <div class=\"u-accordion-pane u-container-style u-white u-accordion-pane-2\" id=\"accordion-02ba\" aria-labelledby=\"link-accordion-02ba\" role=\"tabpanel\">\n              <div class=\"u-container-layout u-container-layout-2\">\n                <p class=\"u-text u-text-default u-text-3\"> Vom Hauptbahnhof gehen Sie in Richtung Raschplatz, vor der Hochstra\u00dfe rechts abbiegen, ca. 50 m nach der Unterf\u00fchrung Volgersweg stehen Sie vor unserem Eingang. Parkpl\u00e4tze sind \u00fcberwiegend kostenpflichtig.<\/p>\n                <div class=\"u-expanded-width u-grey-light-2 u-map u-map-1\">\n                  <div class=\"embed-responsive\">\n                    <iframe class=\"embed-responsive-item\" src=\"https:\/\/maps.google.com\/maps?output=embed&amp;q=Ph%C3%B6niks%20Schuldnerberatung%20e.V.%2CBerliner%20Allee%206%2C%20Hannover&amp;z=17&amp;t=k\" data-map=\"JTdCJTIycG9zaXRpb25UeXBlJTIyJTNBJTIybWFwLWFkZHJlc3MlMjIlMkMlMjJhZGRyZXNzJTIyJTNBJTIyUGglQzMlQjZuaWtzJTIwU2NodWxkbmVyYmVyYXR1bmclMjBlLlYuJTJDQmVybGluZXIlMjBBbGxlZSUyMDYlMkMlMjBIYW5ub3ZlciUyMiUyQyUyMnpvb20lMjIlM0ExNyUyQyUyMnR5cGVJZCUyMiUzQSUyMnNhdGVsbGl0ZSUyMiUyQyUyMmxhbmclMjIlM0FudWxsJTJDJTIyYXBpS2V5JTIyJTNBbnVsbCUyQyUyMm1hcmtlcnMlMjIlM0ElNUIlNUQlN0Q=\"><\/iframe>\n                  <\/div>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/section>\n    <section class=\"u-clearfix u-grey-5 u-section-7\" id=\"carousel_5a15\">\n      <div class=\"u-clearfix u-sheet u-sheet-1\">\n        <h2 class=\"u-text u-text-default u-text-1\"> BERATUNGSANGEBOT<\/h2>\n        <div class=\"u-accordion u-collapsed-by-default u-expanded-width u-accordion-1\" role=\"tablist\">\n          <div class=\"u-accordion-item\">\n            <a class=\"u-accordion-link u-button-style u-text-custom-color-1 u-accordion-link-1\" id=\"link-accordion-2b95\" aria-controls=\"accordion-2b95\" aria-selected=\"false\" role=\"tab\"><span class=\"u-accordion-link-text\"> unser Angebot<\/span><span class=\"u-accordion-link-icon u-active-grey-5 u-custom-color-1 u-icon u-icon-rounded u-text-white u-icon-1\"><svg class=\"u-svg-link\" preserveAspectRatio=\"xMidYMin slice\" viewBox=\"0 0 16 16\" style=\"\"><use xlink:href=\"#svg-25a9\"><\/use><\/svg><svg class=\"u-svg-content\" viewBox=\"0 0 16 16\" x=\"0px\" y=\"0px\" id=\"svg-25a9\"><path d=\"M8,10.7L1.6,5.3c-0.4-0.4-1-0.4-1.3,0c-0.4,0.4-0.4,0.9,0,1.3l7.2,6.1c0.1,0.1,0.4,0.2,0.6,0.2s0.4-0.1,0.6-0.2l7.1-6\n\tc0.4-0.4,0.4-0.9,0-1.3c-0.4-0.4-1-0.4-1.3,0L8,10.7z\"><\/path><\/svg><\/span>\n            <\/a>\n            <div class=\"u-accordion-pane u-container-style u-white u-accordion-pane-1\" id=\"accordion-2b95\" aria-labelledby=\"link-accordion-2b95\" role=\"tabpanel\">\n              <div class=\"u-container-layout u-container-layout-1\">\n                <p class=\"u-text u-text-default u-text-2\"> Die Beratung wendet sich an Menschen, die mit der Bew\u00e4ltigung ihrer finanziellen Situation \u00fcberfordert sind, besonders wenn schon eine \u00dcberschuldung eingetreten ist. Zu dem Beratungsangebot geh\u00f6ren:&nbsp;<\/p>\n                <ul class=\"u-text u-text-default u-text-3\">\n                  <li> Unverbindliches, kostenfreies Erstgespr\u00e4ch zur Kl\u00e4rung der Situation, Anamnese<\/li>\n                  <li> Erstellung und Umsetzung einer realistischen Haushaltsplanung, dadurch Stabilisierung der hauswirtschaftlichen Verh\u00e4ltnisse<\/li>\n                  <li> Existenzsicherung (Sozialleistungen, Unterhalts\u00fcberpr\u00fcfung)<\/li>\n                  <li> St\u00e4rkung der pers\u00f6nlichen Handlungsf\u00e4higkeit<\/li>\n                  <li>Vernetzung mit weiteren Fachdiensten (Drogen-, Haftentlassenen-, Wohnungslosen- oder Familienberatung)<\/li>\n                  <li>Entschuldungsma\u00dfnahmen, wie Stundungen, Ratenzahlungsvereinbarungen, Vergleiche sowie damit in Zusammenhang stehende<\/li>\n                  <li>Regulierungsverhandlungen mit den Gl\u00e4ubigern<\/li>\n                  <li>Vorbereitung des Verbraucherinsolvenzverfahrens<\/li>\n                  <li>Pf\u00e4ndungsschutzkonto: Bescheinigungen f\u00fcr erh\u00f6hte Freibetr\u00e4ge<\/li>\n                  <li>Bescheinigung im Falle des Scheiterns der au\u00dfergerichtlichen Schuldenregulierung<\/li>\n                <\/ul>\n                <p class=\"u-text u-text-default u-text-4\"> Optional im Rahmen der Insolvenzberatung:&nbsp;<\/p>\n                <ul class=\"u-text u-text-5\">\n                  <li> Vorbereiten des Insolvenzantrags und Hilfestellung beim Ausf\u00fcllen<\/li>\n                  <li>Unterst\u00fctzung bei der Durchf\u00fchrung eines Schuldenbereinigungsplans<\/li>\n                  <li>Information und Unterst\u00fctzung im Rahmen des Insolvenzverfahrens\/der Wohlverhaltensphase<\/li>\n                  <li>Nachbetreuung nach Erteilung der Restschuldbefreiung in begr\u00fcndeten Ausnahmef\u00e4llen<\/li>\n                <\/ul>\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"u-accordion-item\">\n            <a class=\"u-accordion-link u-button-style u-text-custom-color-1 u-accordion-link-2\" id=\"link-accordion-02ba\" aria-controls=\"accordion-02ba\" aria-selected=\"false\" role=\"tab\"><span class=\"u-accordion-link-text\"> Ph\u00f6niks in der jva<\/span><span class=\"u-accordion-link-icon u-active-grey-5 u-custom-color-1 u-icon u-icon-rounded u-text-white u-icon-2\"><svg class=\"u-svg-link\" preserveAspectRatio=\"xMidYMin slice\" viewBox=\"0 0 16 16\" style=\"\"><use xlink:href=\"#svg-ea4e\"><\/use><\/svg><svg class=\"u-svg-content\" viewBox=\"0 0 16 16\" x=\"0px\" y=\"0px\" id=\"svg-ea4e\"><path d=\"M8,10.7L1.6,5.3c-0.4-0.4-1-0.4-1.3,0c-0.4,0.4-0.4,0.9,0,1.3l7.2,6.1c0.1,0.1,0.4,0.2,0.6,0.2s0.4-0.1,0.6-0.2l7.1-6\n\tc0.4-0.4,0.4-0.9,0-1.3c-0.4-0.4-1-0.4-1.3,0L8,10.7z\"><\/path><\/svg><\/span>\n            <\/a>\n            <div class=\"u-accordion-pane u-container-style u-white u-accordion-pane-2\" id=\"accordion-02ba\" aria-labelledby=\"link-accordion-02ba\" role=\"tabpanel\">\n              <div class=\"u-container-layout u-container-layout-2\">\n                <p class=\"u-text u-text-default u-text-6\"> In regelm\u00e4\u00dfigen Abst\u00e4nden werden Insassen der Justizvollzugsanstalten Hannover, Sehnde, Burgdorf und Celle in Bezug auf ihre Schulden beraten. Gemeinsam mit den Inhaftierten werden L\u00f6sungen erarbeitet, die eine Insolvenz beinhalten k\u00f6nnen oder Zahlungsvereinbarungen mit den Gl\u00e4ubigern, bei denen in der Regel der pf\u00e4ndbare Anteil ihres Einkommens allen Gl\u00e4ubigern zur Zahlung angeboten wird. Damit soll erreicht werden, dass zum Zeitpunkt der Entlassung die Schulden im besten Fall bereits vollst\u00e4ndig getilgt sind, in anderen F\u00e4llen zumindest wesentlich verringert werden.<br>\n                  <br>Die Beratung ist f\u00fcr die Inhaftierten kostenfrei, sofern die Voraussetzungen f\u00fcr die Kostenerstattung durch das Nds. Landesamt f\u00fcr Soziale, Jugend und Familie vorliegen.\n                <\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/section>\n    <section class=\"u-clearfix u-grey-5 u-section-8\" id=\"carousel_7dc7\">\n      <div class=\"u-clearfix u-sheet u-sheet-1\">\n        <h2 class=\"u-text u-text-default u-text-1\"> BERATUNGSABLAUF<\/h2>\n        <div class=\"u-accordion u-collapsed-by-default u-expanded-width u-accordion-1\" role=\"tablist\">\n          <div class=\"u-accordion-item\">\n            <a class=\"u-accordion-link u-button-style u-text-custom-color-1 u-accordion-link-1\" id=\"link-accordion-2b95\" aria-controls=\"accordion-2b95\" aria-selected=\"false\" role=\"tab\"><span class=\"u-accordion-link-text\"> ERSTBeratung<\/span><span class=\"u-accordion-link-icon u-active-grey-5 u-custom-color-1 u-icon u-icon-rounded u-text-white u-icon-1\"><svg class=\"u-svg-link\" preserveAspectRatio=\"xMidYMin slice\" viewBox=\"0 0 16 16\" style=\"\"><use xlink:href=\"#svg-25a9\"><\/use><\/svg><svg class=\"u-svg-content\" viewBox=\"0 0 16 16\" x=\"0px\" y=\"0px\" id=\"svg-25a9\"><path d=\"M8,10.7L1.6,5.3c-0.4-0.4-1-0.4-1.3,0c-0.4,0.4-0.4,0.9,0,1.3l7.2,6.1c0.1,0.1,0.4,0.2,0.6,0.2s0.4-0.1,0.6-0.2l7.1-6\n\tc0.4-0.4,0.4-0.9,0-1.3c-0.4-0.4-1-0.4-1.3,0L8,10.7z\"><\/path><\/svg><\/span>\n            <\/a>\n            <div class=\"u-accordion-pane u-container-style u-white u-accordion-pane-1\" id=\"accordion-2b95\" aria-labelledby=\"link-accordion-2b95\" role=\"tabpanel\">\n              <div class=\"u-container-layout u-container-layout-1\">\n                <p class=\"u-text u-text-default u-text-2\"> Bitte bringen Sie zum Ersttermin folgende Unterlagen, es reicht dabei das jeweils aktuellste Schreiben, mit:<\/p>\n                <ul class=\"u-text u-text-3\">\n                  <li><span style=\"font-weight: 700;\">Eink\u00fcnfte:<\/span> Lohn\/ Gehalt, Rente, ALG I\/II, Sozialhilfe, Nebeneinkommen, Honorare\n                  <\/li>\n                  <li><span style=\"font-weight: 700;\">Ausgaben: <\/span>Miete, Nebenkosten, Stadtwerke, Ratenzahlungen, Kosten f\u00fcr Medikamente, Versicherungen, Sozialversicherung\n                  <\/li>\n                  <li><span style=\"font-weight: 700;\">Schulden: <\/span>Vertr\u00e4ge, Titel (Vollstreckungsbescheide, Urteile), letzte Mahnschreiben\n                  <\/li>\n                  <li><span style=\"font-weight: 700;\">Leistungsbezug nach SGB II (Hartz 4):<\/span> Gutschein f\u00fcr Vermittlung gem. \u00a7 16 Abs. 2 S.2 SGB II an eine Schuldnerberatungsstelle\n                  <\/li>\n                <\/ul>\n                <p class=\"u-text u-text-4\"> Belege sind als Kopie einzureichen!<\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"u-accordion-item\">\n            <a class=\"u-accordion-link u-button-style u-text-custom-color-1 u-accordion-link-2\" id=\"link-accordion-02ba\" aria-controls=\"accordion-02ba\" aria-selected=\"false\" role=\"tab\"><span class=\"u-accordion-link-text\"> kosten\u00fcbernahme<\/span><span class=\"u-accordion-link-icon u-active-grey-5 u-custom-color-1 u-icon u-icon-rounded u-text-white u-icon-2\"><svg class=\"u-svg-link\" preserveAspectRatio=\"xMidYMin slice\" viewBox=\"0 0 16 16\" style=\"\"><use xlink:href=\"#svg-ea4e\"><\/use><\/svg><svg class=\"u-svg-content\" viewBox=\"0 0 16 16\" x=\"0px\" y=\"0px\" id=\"svg-ea4e\"><path d=\"M8,10.7L1.6,5.3c-0.4-0.4-1-0.4-1.3,0c-0.4,0.4-0.4,0.9,0,1.3l7.2,6.1c0.1,0.1,0.4,0.2,0.6,0.2s0.4-0.1,0.6-0.2l7.1-6\n\tc0.4-0.4,0.4-0.9,0-1.3c-0.4-0.4-1-0.4-1.3,0L8,10.7z\"><\/path><\/svg><\/span>\n            <\/a>\n            <div class=\"u-accordion-pane u-container-style u-white u-accordion-pane-2\" id=\"accordion-02ba\" aria-labelledby=\"link-accordion-02ba\" role=\"tabpanel\">\n              <div class=\"u-container-layout u-container-layout-2\">\n                <p class=\"u-text u-text-default u-text-5\"> Wenn Sie individuell zu berechnende Einkommensgrenzen nicht \u00fcberschreiten, haben Sie unter Umst\u00e4nden einen Anspruch auf \u00dcbernahme der Kosten &nbsp;durch das Nds. Landesamt f\u00fcr Soziales, Jugend und Familie.<br>\n                  <br>Bezieher von ALG II erhalten von ihrem zust\u00e4ndigen JobCenter ggf. einen Gutschein f\u00fcr Vermittlung gem. \u00a7 16 Abs. 2 S.2 SGB II an eine Schuldnerberatungsstelle.<br>\n                  <br>Auch die Arbeitsagentur \u00fcbernimmt bei Personen, die Arbeitslosengeld I beziehen, in Einzelf\u00e4llen die Kosten der Beratung.<br>\n                  <br><span style=\"font-weight: 700;\">Der Beratungsschein ist vom Job Center zu beziehen und im Original abzugeben.<\/span>\n                <\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"u-accordion-item\">\n            <a class=\"u-accordion-link u-button-style u-text-custom-color-1 u-accordion-link-3\" id=\"link-accordion-96a5\" aria-controls=\"accordion-96a5\" aria-selected=\"false\" role=\"tab\"><span class=\"u-accordion-link-text\"> der ablauf<\/span><span class=\"u-accordion-link-icon u-active-grey-5 u-custom-color-1 u-icon u-icon-rounded u-text-white u-icon-3\"><svg class=\"u-svg-link\" preserveAspectRatio=\"xMidYMin slice\" viewBox=\"0 0 16 16\" style=\"\"><use xlink:href=\"#svg-a856\"><\/use><\/svg><svg class=\"u-svg-content\" viewBox=\"0 0 16 16\" x=\"0px\" y=\"0px\" id=\"svg-a856\"><path d=\"M8,10.7L1.6,5.3c-0.4-0.4-1-0.4-1.3,0c-0.4,0.4-0.4,0.9,0,1.3l7.2,6.1c0.1,0.1,0.4,0.2,0.6,0.2s0.4-0.1,0.6-0.2l7.1-6\n\tc0.4-0.4,0.4-0.9,0-1.3c-0.4-0.4-1-0.4-1.3,0L8,10.7z\"><\/path><\/svg><\/span>\n            <\/a>\n            <div class=\"u-accordion-pane u-container-style u-white u-accordion-pane-3\" id=\"accordion-96a5\" aria-labelledby=\"link-accordion-96a5\" role=\"tabpanel\">\n              <div class=\"u-container-layout u-container-layout-3\">\n                <p class=\"u-text u-text-default u-text-6\"> Im ersten Schritt tragen wir Ihre Schulden, mit Hilfe von Gl\u00e4ubigerunterlagen und der Schufa Auskunft zusammen und entwerfen im zweiten Schritt gemeinsam einen Plan f\u00fcr die R\u00fcckzahlung an die Gl\u00e4ubiger.<br>\n                  <br>Nicht immer ergibt sich diese M\u00f6glichkeit, so dass in einigen F\u00e4llen die Insolvenz die bessere L\u00f6sung f\u00fcr Sie sein kann. Wenn Sie sich im Laufe der Beratung f\u00fcr die Verbraucherinsolvenz entscheiden, bereiten wir den Antrag f\u00fcr Sie vor und leisten Unterst\u00fctzung beim Ausf\u00fcllen.<br>\n                  <br>\u00dcber das Insolvenzverfahren und Ihre Aufgaben w\u00e4hrend des Verfahrens kl\u00e4ren wir Sie selbstverst\u00e4ndlich bestm\u00f6glich auf.<br>Unser Aufgabengebiet umfasst ebenfalls das Erstellen von P-Konto Bescheinigungen, beispielsweise bei Unterhaltszahlungen, Kindergeld oder sonstigen Einmalzahlungen vom JobCenter.<br>\n                  <br>Geraten Sie sp\u00e4ter trotzdem wieder in eine finanzielle Schieflage, stehen wir Ihnen ebenfalls zur Verf\u00fcgung.<br>\n                  <br>Schulden zu haben bedeutet nicht, in einer ausweglosen Situation zu sein! Durch Ihre aktive Mitarbeit und eine professionelle Unterst\u00fctzung unsererseits, steht dem Abbau der Schulden nichts im Wege.&nbsp;<br>\n                  <br>Wir freuen uns auf Sie!\n                <\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/section>\n    <section class=\"u-clearfix u-grey-5 u-section-9\" id=\"carousel_2899\">\n      <div class=\"u-clearfix u-sheet u-sheet-1\">\n        <h2 class=\"u-text u-text-default u-text-1\"> DOWNLOADS<\/h2>\n        <div class=\"u-accordion u-collapsed-by-default u-expanded-width u-accordion-1\" role=\"tablist\">\n          <div class=\"u-accordion-item u-accordion-item-1\">\n            <a class=\"u-accordion-link u-button-style u-text-custom-color-1 u-accordion-link-1\" id=\"link-accordion-2b95\" aria-controls=\"accordion-2b95\" aria-selected=\"false\" role=\"tab\"><span class=\"u-accordion-link-text\"> Unser Flyer<\/span><span class=\"u-accordion-link-icon u-active-grey-5 u-custom-color-1 u-icon u-icon-rounded u-text-white u-icon-1\"><svg class=\"u-svg-link\" preserveAspectRatio=\"xMidYMin slice\" viewBox=\"0 0 16 16\" style=\"\"><use xlink:href=\"#svg-25a9\"><\/use><\/svg><svg class=\"u-svg-content\" viewBox=\"0 0 16 16\" x=\"0px\" y=\"0px\" id=\"svg-25a9\"><path d=\"M8,10.7L1.6,5.3c-0.4-0.4-1-0.4-1.3,0c-0.4,0.4-0.4,0.9,0,1.3l7.2,6.1c0.1,0.1,0.4,0.2,0.6,0.2s0.4-0.1,0.6-0.2l7.1-6\n\tc0.4-0.4,0.4-0.9,0-1.3c-0.4-0.4-1-0.4-1.3,0L8,10.7z\"><\/path><\/svg><\/span>\n            <\/a>\n            <div class=\"u-accordion-pane u-container-style u-white u-accordion-pane-1\" id=\"accordion-2b95\" aria-labelledby=\"link-accordion-2b95\" role=\"tabpanel\">\n              <div class=\"u-container-layout u-container-layout-1\">\n                <p class=\"u-text u-text-default u-text-2\"> Download|<a href=\"https:\/\/www.phoeniks-hannover.net\/wp-content\/uploads\/2023\/08\/Phoeniks_Flyer_21_06_2023.pdf\" class=\"u-active-none u-border-none u-btn u-button-link u-button-style u-file-link u-hover-none u-none u-text-custom-color-1 u-btn-1\">PDF<\/a>\n                <\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"u-accordion-item u-accordion-item-2\">\n            <a class=\"u-accordion-link u-button-style u-text-custom-color-1 u-accordion-link-2\" id=\"link-accordion-2b95\" aria-controls=\"accordion-2b95\" aria-selected=\"false\" role=\"tab\"><span class=\"u-accordion-link-text\"> Haushaltsplan<\/span><span class=\"u-accordion-link-icon u-active-grey-5 u-custom-color-1 u-icon u-icon-rounded u-text-white u-icon-2\"><svg class=\"u-svg-link\" preserveAspectRatio=\"xMidYMin slice\" viewBox=\"0 0 16 16\" style=\"\"><use xlink:href=\"#svg-dcf9\"><\/use><\/svg><svg class=\"u-svg-content\" viewBox=\"0 0 16 16\" x=\"0px\" y=\"0px\" id=\"svg-dcf9\"><path d=\"M8,10.7L1.6,5.3c-0.4-0.4-1-0.4-1.3,0c-0.4,0.4-0.4,0.9,0,1.3l7.2,6.1c0.1,0.1,0.4,0.2,0.6,0.2s0.4-0.1,0.6-0.2l7.1-6\n\tc0.4-0.4,0.4-0.9,0-1.3c-0.4-0.4-1-0.4-1.3,0L8,10.7z\"><\/path><\/svg><\/span>\n            <\/a>\n            <div class=\"u-accordion-pane u-container-style u-white u-accordion-pane-2\" id=\"accordion-2b95\" aria-labelledby=\"link-accordion-2b95\" role=\"tabpanel\">\n              <div class=\"u-container-layout u-container-layout-2\">\n                <p class=\"u-text u-text-default u-text-3\"> Download|<a href=\"https:\/\/www.phoeniks-hannover.net\/wp-content\/uploads\/2023\/08\/Haushaltsplan_JC1.pdf\" class=\"u-active-none u-border-none u-btn u-button-link u-button-style u-file-link u-hover-none u-none u-text-custom-color-1 u-btn-2\">PDF<\/a>|<a href=\"np:\/\/user.desktop.nicepage.com\/Site_55602136\/files\/Haushaltsplan_JC1.xls\" class=\"u-active-none u-border-none u-btn u-button-style u-hover-none u-none u-text-palette-1-base u-btn-3\">Excel<\/a>\n                <\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"u-accordion-item u-accordion-item-3\">\n            <a class=\"u-accordion-link u-button-style u-text-custom-color-1 u-accordion-link-3\" id=\"link-accordion-2b95\" aria-controls=\"accordion-2b95\" aria-selected=\"false\" role=\"tab\"><span class=\"u-accordion-link-text\"> Neue Insolvenzregelung<\/span><span class=\"u-accordion-link-icon u-active-grey-5 u-custom-color-1 u-icon u-icon-rounded u-text-white u-icon-3\"><svg class=\"u-svg-link\" preserveAspectRatio=\"xMidYMin slice\" viewBox=\"0 0 16 16\" style=\"\"><use xlink:href=\"#svg-2fb6\"><\/use><\/svg><svg class=\"u-svg-content\" viewBox=\"0 0 16 16\" x=\"0px\" y=\"0px\" id=\"svg-2fb6\"><path d=\"M8,10.7L1.6,5.3c-0.4-0.4-1-0.4-1.3,0c-0.4,0.4-0.4,0.9,0,1.3l7.2,6.1c0.1,0.1,0.4,0.2,0.6,0.2s0.4-0.1,0.6-0.2l7.1-6\n\tc0.4-0.4,0.4-0.9,0-1.3c-0.4-0.4-1-0.4-1.3,0L8,10.7z\"><\/path><\/svg><\/span>\n            <\/a>\n            <div class=\"u-accordion-pane u-container-style u-white u-accordion-pane-3\" id=\"accordion-2b95\" aria-labelledby=\"link-accordion-2b95\" role=\"tabpanel\">\n              <div class=\"u-container-layout u-container-layout-3\">\n                <p class=\"u-text u-text-default u-text-4\"> Download|<a href=\"https:\/\/www.phoeniks-hannover.net\/wp-content\/uploads\/2023\/08\/Infos-zum-Verfahren-bei-eroeffneter-Inso.pdf\" class=\"u-active-none u-border-none u-btn u-button-link u-button-style u-file-link u-hover-none u-none u-text-custom-color-1 u-btn-4\">PDF<\/a>\n                <\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"u-accordion-item\">\n            <a class=\"u-accordion-link u-button-style u-text-custom-color-1 u-accordion-link-4\" id=\"link-accordion-2b95\" aria-controls=\"accordion-2b95\" aria-selected=\"false\" role=\"tab\"><span class=\"u-accordion-link-text\"> Checkliste zu vollst\u00e4ndigen Schuldnererfassung<\/span><span class=\"u-accordion-link-icon u-active-grey-5 u-custom-color-1 u-icon u-icon-rounded u-text-white u-icon-4\"><svg class=\"u-svg-link\" preserveAspectRatio=\"xMidYMin slice\" viewBox=\"0 0 16 16\" style=\"\"><use xlink:href=\"#svg-f68a\"><\/use><\/svg><svg class=\"u-svg-content\" viewBox=\"0 0 16 16\" x=\"0px\" y=\"0px\" id=\"svg-f68a\"><path d=\"M8,10.7L1.6,5.3c-0.4-0.4-1-0.4-1.3,0c-0.4,0.4-0.4,0.9,0,1.3l7.2,6.1c0.1,0.1,0.4,0.2,0.6,0.2s0.4-0.1,0.6-0.2l7.1-6\n\tc0.4-0.4,0.4-0.9,0-1.3c-0.4-0.4-1-0.4-1.3,0L8,10.7z\"><\/path><\/svg><\/span>\n            <\/a>\n            <div class=\"u-accordion-pane u-container-style u-white u-accordion-pane-4\" id=\"accordion-2b95\" aria-labelledby=\"link-accordion-2b95\" role=\"tabpanel\">\n              <div class=\"u-container-layout u-container-layout-4\">\n                <p class=\"u-text u-text-default u-text-5\"> Download|<a href=\"https:\/\/www.phoeniks-hannover.net\/wp-content\/uploads\/2023\/08\/Checkliste_Phoeniks_e.V._Hannover.pdf\" class=\"u-active-none u-border-none u-btn u-button-link u-button-style u-file-link u-hover-none u-none u-text-custom-color-1 u-btn-5\">PDF<\/a>|<a href=\"https:\/\/www.phoeniks-hannover.net\/wp-content\/uploads\/2023\/08\/Checkliste_Phoeniks_e.V._HannoverE.xlsx\" class=\"u-active-none u-border-none u-btn u-button-link u-button-style u-file-link u-hover-none u-none u-text-custom-color-1 u-btn-6\">Excel<\/a>\n                <\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/section>\n    <section class=\"u-clearfix u-grey-5 u-section-10\" id=\"carousel_87e8\">\n      <div class=\"u-clearfix u-sheet u-sheet-1\">\n        <h2 class=\"u-align-left u-text u-text-default u-text-1\"> Impressum und Datenschutz<\/h2>\n        <div class=\"u-accordion u-collapsed-by-default u-expanded-width u-accordion-1\" role=\"tablist\">\n          <div class=\"u-accordion-item\">\n            <a class=\"u-accordion-link u-button-style u-text-custom-color-1 u-accordion-link-1\" id=\"link-accordion-2b95\" aria-controls=\"accordion-2b95\" aria-selected=\"false\" role=\"tab\"><span class=\"u-accordion-link-text\"> Impressum<\/span><span class=\"u-accordion-link-icon u-active-grey-5 u-custom-color-1 u-icon u-icon-rounded u-text-white u-icon-1\"><svg class=\"u-svg-link\" preserveAspectRatio=\"xMidYMin slice\" viewBox=\"0 0 16 16\" style=\"\"><use xlink:href=\"#svg-25a9\"><\/use><\/svg><svg class=\"u-svg-content\" viewBox=\"0 0 16 16\" x=\"0px\" y=\"0px\" id=\"svg-25a9\"><path d=\"M8,10.7L1.6,5.3c-0.4-0.4-1-0.4-1.3,0c-0.4,0.4-0.4,0.9,0,1.3l7.2,6.1c0.1,0.1,0.4,0.2,0.6,0.2s0.4-0.1,0.6-0.2l7.1-6\n\tc0.4-0.4,0.4-0.9,0-1.3c-0.4-0.4-1-0.4-1.3,0L8,10.7z\"><\/path><\/svg><\/span>\n            <\/a>\n            <div class=\"u-accordion-pane u-container-style u-white u-accordion-pane-1\" id=\"accordion-2b95\" aria-labelledby=\"link-accordion-2b95\" role=\"tabpanel\">\n              <div class=\"u-container-layout u-container-layout-1\">\n                <p class=\"u-text u-text-default u-text-2\"> Webseitenbetreiber<br>Ph\u00f6niks Schuldnerberatung e.V.<br>Berliner Allee 6, 30175 Hannover<br>Eingetragen beim Vereinsregister des Amtsgerichtes Hannover<br>VR 201 455, Vereinssitz Hannover<br>Vorsitzende: Iris W\u00fcrdemann<br>Leitung der Gesch\u00e4ftsstelle Hannover:&nbsp;<br>Iris W\u00fcrdemann<br>Telefon:&nbsp;&nbsp;<a href=\"tel:05112133028\" class=\"u-active-none u-border-none u-btn u-button-link u-button-style u-hover-none u-none u-text-custom-color-1 u-btn-1\">(0511) 2133028<\/a>,&nbsp;<br>Fax:&nbsp;<a href=\"tel: 05112133145\" class=\"u-active-none u-border-none u-btn u-button-link u-button-style u-hover-none u-none u-text-custom-color-1 u-btn-2\"> (0511) 2133145<\/a>\n                  <br>E-Mail:&nbsp;<a href=\"mailto:info@phoeniks-hannover.net\" class=\"u-active-none u-border-none u-btn u-button-link u-button-style u-hover-none u-none u-text-custom-color-1 u-btn-3\">info@phoeniks-hannover.net<\/a>\n                  <br>\n                  <br>Anerkannte Schuldnerberatungsstelle nach \u00a7 305 der Insolvenzordnung (InsO)<br>Anerkennende Beh\u00f6rde :<br>Nieders\u00e4chsisches Landesamt f\u00fcr Soziales, Jugend und Familie,&nbsp;<br>Domhof 1<br>31134 Hildesheim<br>\n                  <br>Haftungshinweis<br>Trotz sorgf\u00e4ltiger inhaltlicher Kontrolle \u00fcbernehme ich keine Haftung f\u00fcr die Inhalte externer Links. F\u00fcr den Inhalt der verlinkten Seiten sind ausschlie\u00dflich deren Betreiber verantwortlich.<br>\n                  <br>Schutzrechtsverletzung<br>BITTE BEACHTEN SIE: KEINE ABMAHNUNG OHNE VORHERIGEN KONTAKT!<br>\n                  <br>Sollte der Inhalt oder die Aufmachung dieser Webseiten gesetzliche Bestimmungen oder Rechte Dritter verletzen, bitten wir um eine entsprechende Nachricht ohne Kostennote. 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